Insurance Industry Supervision Committee

The competent authority of China's commercial insurance is also a public institution directly under the State Council. The China Insurance Supervision and Administration Commission was established on November 18, 1998. Its basic purpose is to deepen the reform of the financial system and further prevent and resolve financial risks. In accordance with the authorization of the State Council to perform administrative management functions, unified supervision and management of the insurance market in accordance with laws and regulations.
The main task of the China Insurance Supervision and Administration Commission is to formulate policies and regulations and industry rules for commercial insurance; supervise management and business guidance of insurance companies in accordance with the law, investigate and deal with insurance companies in accordance with the law Human interests; safeguard the order of insurance market, cultivate and develop the insurance market, improve the insurance market system, promote insurance reform, and promote the fair competition of insurance companies; establish an evaluation and early warning system for insurance industry risks, prevent and resolve insurance risks, promote insurance enterprises The healthy development of stable operations and business.
The establishment of the China Insurance Supervision and Administration Commission reflects my country's government's emphasis on insurance supervision. my country's insurance industry starts late, but its development speed is extremely fast and the market potential is also great. In 1997, the annual insurance premium income exceeded 100 billion yuan, an increase of about 40%over the previous year. If the insurance supervision of the supporting facilities is obviously contrary to the original intention of the financial system reform, the insurance industry in China has achieved its supervision function by the People's Bank of China through the insurance company, which makes it impossible for banks and insurance to implement division management management. In the process of rapid development, the insurance industry has also accumulated its own risks. The establishment of the China Insurance Supervision and Administration Commission is conducive to eliminating interference and improving the independence and authority of insurance supervision. It is of impossible to underestimate the healthy development of insurance markets and the fair competition of insurance companies.
The China Insurance Supervision and Administration Commission has 15 functional institutions, and has 35 dispatching agencies in provinces, municipalities, autonomous regions, and planned cities across the country. Among them, 15 internal departments are:
(1) Office (1) Office (Party Committee Office, Supervisory Board Work Department). Draw the office rules and regulations of the agency; organize and coordinate the daily office of the organs; undertake the drafting of relevant documents, the organization, machine, secretary, letters and visits, confidentiality, information comprehensive, news release, and defense of relevant meetings. Responsible for insurance petitions and complaints; the relevant work assigned by the party committee of the association; responsible for the daily work of the supervisory board of the state -owned insurance company.
(2)
The Ministry of Development and Reform. Due to the development strategy, industry planning and policies of the insurance industry; together with relevant departments to formulate the policy and policies of insurance supervision and preventive and resolving risks; together ; Together with relevant departments to analyze the overall operation of the insurance market; check the major policies issued by the Insurance Regulatory Commission to the public; the market access and exit of Chinese -funded insurance legal institutions, insurance asset management companies, etc. He can guide and supervise the company's reorganization, restructuring, listing and other activities; responsible for the coordination of important business work and policies of the Insurance Regulatory Commission.
(3) Policy research room. Responsible for the drafting of important documents and manuscripts of the Insurance Regulatory Commission; check the important documents of the Party Central Committee and the State Council on the CIRC; study the implementation opinions of the national political policy in the insurance industry; study macroeconomic policies, related industry policies and financial market development and insurance industry Interactive relationships; based on the leadership instructions, conduct investigations and research on related issues; carry out insurance theoretical research work, and be responsible for guiding and coordinating the research work of the Chinese Insurance Society.
(4) Financial Accounting Department. Draw the implementation measures for insurance enterprises and insurance supervision accounting management; establish an insurance company's solvency supervision index system; compile the annual financial budget for the insurance committee system; the financial budget calculation and income and expenditure activities of the audit authorities and the dispatch institutions shall be implemented. Relevant financial regulations in the business rules of various departments. Responsible for financial management.
(5)
The property and insurance regulatory department (reinsurance supervision department). In undertaking the supervision of property insurance companies. Draw up the regulatory rules and regulations and the actuarial system of property insurance; monitor the asset quality and solvency of the insurance company; check the standard of the market
, investigate and deal with illegal acts; review and record management insurance terms and insurance rates; review the establishment of insurance companies , Change, termination and business scope; review the qualifications of senior management personnel. Optional supervision of reinsurance companies. Draw up the regulatory rules and regulations; monitor the asset quality and solvency of the insurance company; check the market behavior, investigate and deal with illegal and illegal acts; review the establishment, change, termination, and business scope of insurance companies; review the qualifications of senior management personnel.
(6) Personal Insurance Regulatory Department. Optional supervision of personal insurance companies. Draw up the regulatory regulations and personal insurance actuarial system; monitor the asset quality and solvency of insurance companies; check the standards of market behavior, investigate and deal with illegal acts; review and record management insurance terms and insurance rates; review the establishment, change, and termination of insurance companies And business scope; examine the qualifications of senior management personnel.
(7) Insurance Intermediary Supervision Department. In undertaking the supervision of insurance intermediaries. Formulate supervision rules and regulations; check the market behavior of standardized insurance intermediaries, investigate and deal with illegal and illegal acts; review the establishment, change, termination and business scope of insurance companies; review the qualifications of senior management personnel; and formulate the basic qualification standards for insurance intermediaries.
(8) Management Department of Insurance Funds. In undertaking the supervision of the use of insurance funds. Formulate regulatory rules and regulations; establish a risk evaluation, early warning and monitoring system for insurance funds; investigate and deal with illegal and illegal acts; review the establishment, change, termination, and business scope of the application of insurance funds; Measures are responsible for the collection and management of insurance security funds.
(nine)
. International Department. The connection and cooperation of the China Insurance Regulatory Commission and the relevant international organizations, relevant countries and regional regulatory agencies and insurance institutions. Responsible for the foreign affairs management of the China Insurance Supervision and Administration Commission; undertaking the border
The foreign insurance institutions to set up insurance institutions in the country, as well as the review of insurance institutions and related changes in domestic insurance institutions and non -insurance institutions; undertaking overseas insurance overseas insurance The audit and management of the representative offices of the organization
This should be supervised by the insurance institutions established by domestic insurance and non -insurance institutions abroad.
(10) Department of Regulations. Formulate relevant insurance regulatory regulations and regulations; draft relevant laws and administrative regulations, and put forward suggestions for formulation or amendments; regulatory regulations drafted by various departments of the audit authorities; implementation of supervision and coordination of relevant laws and regulations; carrying out insurance legal consulting services, organizing legal education and organizing legal education and organizing legal system education and organizing legal education and organizing legal system education and organizing legal education and organizing legal system education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organizing legal education and organization Propaganda; organize administrative reconsideration and administrative response.
(11) Department of Statistics. Formulate the statistical system of the insurance industry, establish and maintain the database of the insurance industry; be responsible for uniformly compile data and reports of the national insurance
, copy to the People's Bank of China, and announce it in accordance with relevant national regulations; the analysis of statistical data of insurance institutions; Formulate the informatization standards of the insurance industry, establish and improve the information security system; be responsible for the planning and implementation of industry informatization construction planning and implementation; responsible for establishing and maintaining business supervision information systems such as solvency; responsible for the construction and management of information equipment.
(twelve) sending institutional management department. The rules and regulations of the management and coordination of institutions are planned. Check the implementation of the work of the dispatch institution,
The major matters approved by the leaders of the supervision and office; together with the relevant departments to propose an evaluation opinion on the annual work performance of the dispatching agency; study and analyze the major issues in the management and coordination of the agency, ask Solutions; regular
The opinions and suggestions for collecting and organizing agencies to reflect the operation of the insurance market and regulatory work.
(13) Ministry of Personnel Education (Party Committee Organization Department). The rules and regulations of the human resources management of the formulation agencies and the dispatching agency; the personnel management of the organizer and the dispatch agencies and relevant units; in accordance with the regulations, responsible for the daily management of the leadership team and leading cadres of relevant insurance institutions; Organize construction and party members' education management; responsible for the training and education of cadres of the association and the system.
(14) Supervision Bureau (Discipline Inspection Commission). Supervise and inspect the implementation of national laws, regulations, and policies in this system; investigate and deal with violations of national laws, regulations, and political discipline in accordance with the law and discipline; accept the reporting, accusations and complaints of the supervision objects. Lead the work (disciplinary inspection) work in this system.
(15th) Propaganda Department of the Party Committee (Ministry of Work of the United Front Work of the Party Committee). Responsible for the ideological construction and publicity of the party's party; responsible for ideological and political work and spiritual civilization construction; responsible for guiding and coordinating the united front of the system, the masses and intellectuals. Organ party committee. Responsible for the party and mass work of the association and the units directly under Beijing.
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